With the exception of a Torrens certificate, the best evidence of marketable title is

With the exception of a Torrens certificate, the best evidence of marketable title is

• A. A signed deed.
• B. A title certificate.
• C. Title insurance.
• D. An attorney's opinion.

Answer: (C)

Marketable title means the owner can transfer the property free from questions or defects that would create doubt about ownership. If a Torrens certificate isn’t in play, the most reliable evidence that the title is insurable and free from undisclosed defects is a title insurance policy. A title search is conducted as part of issuing the policy, and the policy protects the buyer against defects that aren’t found in the public records, offering financial protection and a clear, transferable interest in the property. A signed deed merely transfers title but doesn’t guarantee there are no defects or liens behind it. A title certificate can be outdated or incomplete and doesn’t provide protection against latent problems. An attorney’s opinion reflects a professional assessment, but it’s not the same as the insured protection a title policy offers.

Marketable title means the owner can transfer the property free from questions or defects that would create doubt about ownership. If a Torrens certificate isn’t in play, the most reliable evidence that the title is insurable and free from undisclosed defects is a title insurance policy. A title search is conducted as part of issuing the policy, and the policy protects the buyer against defects that aren’t found in the public records, offering financial protection and a clear, transferable interest in the property.

A signed deed merely transfers title but doesn’t guarantee there are no defects or liens behind it. A title certificate can be outdated or incomplete and doesn’t provide protection against latent problems. An attorney’s opinion reflects a professional assessment, but it’s not the same as the insured protection a title policy offers.