A court renders a judgment that authorizes a lien against the defendant's house, car, and personal belongings. This is an example of a

A court renders a judgment that authorizes a lien against the defendant's house, car, and personal belongings. This is an example of a

• A. Specific judgment lien
• B. General judgment lien
• C. Voluntary judgment lien
• D. Superior judgment lien

Answer: (B)

Judgment liens come in two broad forms: those that attach to a specific asset and those that attach to all of the debtor’s property. When a court judgment creates a lien that can reach the house, the car, and personal belongings, it isn’t limited to one item; it covers the debtor’s entire property. That makes it a general judgment lien. A specific lien would target just one asset, like the house or the car. A voluntary lien arises from the debtor’s agreement, such as a mortgage, and a superior lien concerns priority among liens rather than the scope of property covered. So, this example shows a general judgment lien.

Judgment liens come in two broad forms: those that attach to a specific asset and those that attach to all of the debtor’s property. When a court judgment creates a lien that can reach the house, the car, and personal belongings, it isn’t limited to one item; it covers the debtor’s entire property. That makes it a general judgment lien. A specific lien would target just one asset, like the house or the car. A voluntary lien arises from the debtor’s agreement, such as a mortgage, and a superior lien concerns priority among liens rather than the scope of property covered. So, this example shows a general judgment lien.